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Insurance & Risk

Risk Engineering across Europe

The cheapest claim is the one the building was built to survive.

What we deliver

Scope of risk engineering work.

  • 01

    Windstorm and flood resilience

    Roof, envelope, glazing and opening protection assessed against the exposure, with prioritised improvement recommendations.

  • 02

    Reinstatement cost assessments

    Full rebuild cost including demolition, professional fees and inflation during the rebuild period, so cover is neither short nor wasteful.

  • 03

    Pre-risk and renewal surveys

    Insurer-format reports for underwriting, renewal and portfolio review.

  • 04

    Flood and surge exposure

    Site elevation, drainage and critical plant location reviewed against surge and rainfall risk.

  • 05

    Portfolio risk reviews

    Consistent scoring across a portfolio so capital and remediation spend can be aimed at the weakest assets first.

FAQ

Risk Engineering, questions we are asked

What is a reinstatement cost assessment?

It is an assessment of what it would cost to rebuild a property today, including demolition and site clearance, professional fees, and inflation over the rebuild period. It is the figure your buildings sum insured should be based on.

How often should a reinstatement cost assessment be updated?

Most insurers expect a formal reassessment every three years, with indexation in between. In a market with volatile construction costs, annual review is prudent.

Do you survey whole portfolios?

Yes. We survey residential blocks, commercial portfolios and government estates on a consistent scoring basis so results can be compared asset by asset.

Get in touch

Need risk engineering across Europe?

A valuation, a claim that needs adjusting, a project that needs costing, or a building that needs running properly. Start with a conversation, quotes are free.