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Insurance & Risk

Loss Adjusting across Europe

A claim is won or lost on evidence. We produce the evidence, measured, costed and defensible.

What we deliver

Scope of loss adjusting work.

  • 01

    Catastrophe and storm claims

    Rapid deployment after a named storm, with damage schedules, drone and photographic records and priority protection recommendations.

  • 02

    Fire, flood and escape of water

    Cause and origin liaison, scope of damage, drying and strip-out oversight, and full reinstatement costing.

  • 03

    Policy interpretation

    A clear read of what the policy responds to, including underinsurance, average, excesses and sub-limits.

  • 04

    Reinstatement cost build-ups

    Measured quantities priced at current local rates, so the settlement actually rebuilds the building.

  • 05

    Business interruption support

    Quantification of loss of rent and income where the policy provides cover.

FAQ

Loss Adjusting, questions we are asked

What does a loss adjuster do?

A loss adjuster independently investigates an insurance claim: establishing the cause of damage, measuring its extent, costing the repair, checking the policy responds, and negotiating the settlement figure. Nautic's adjusters are CILA members and accredited through the Department of Finance in Miami.

How quickly can Nautic attend after a storm or flood?

We prioritise catastrophe claims and attend as soon as the site is safe to access. Email Contact@Nautic.ie to register a loss.

Can you act for a policyholder rather than an insurer?

Yes. We act on behalf of policyholders, insurers and brokers. The instruction is confirmed in writing at the outset so the basis of our appointment is never in doubt.

What is underinsurance and why does it matter?

Underinsurance occurs when a building is insured for less than its full reinstatement cost. Where a policy applies average, the settlement is reduced in proportion. A current reinstatement cost assessment prevents it.

Get in touch

Need loss adjusting across Europe?

A valuation, a claim that needs adjusting, a project that needs costing, or a building that needs running properly. Start with a conversation, quotes are free.